“If you’re allergic to Farxiga…”

The most annoying ads on television, now that the political circus has moved back inside the beltway, include a phrase straight from Jonathan Gruber’s playbook.

That annoys me. I’m smarter than most fourth graders. I’m pretty sure you are, too.

• “Do not take if allergic to Farxiga,” the upbeat announcer tells us 38 seconds into the ad.

Maybe Mr. Gruber was right.

Maybe Americans have proven their stupidity.

The FDA has regulated prescription drug advertising since the 1962 Kefauver amendments of the Food and Drug Act of 1938. AstraZenica wouldn’t put almost a minute of caveats into this ad without regulations.

Or maybe We the Overtaxed People aren’t smart enough to know not to take a drug we’re allergic to. More likely the lawyers included the Do not take if allergic line to keep us from noticing the This stuff can kill you line.

There’s plenty of stupid to go around.

• The Unaffordable Care Act requires each and every one of us to have health insurance. It’s a tax. It’s the law. Which makes me wonder about the radio ad running here in South Puffin: “Thank goodness for Urgent Care! I don’t have insurance…”

Hello? ObamaDon’tCare? I’m thinking a provider maybe shouldn’t advertise that people are still not covered.

Or maybe We the Overtaxed People aren’t smart enough to notice.

• And we’re now in the “open enrollment” period for health insurance. Americans with employer-supplied health insurance can freely join or change plans. Americans with ObamaDon’tCare can freely join or change plans. Americans with Medicare can freely join or change plans.

Whichever category is yours, your premiums are going up.

Premiums for coverage under the Unaffordable Care Act will increase dramatically in the Florida Keys for 2015. A 52 year-old Marathon man in with a Florida Blue “gold” plan paid $645 per month for his insurance last year. Florida Blue will raise his 2015 premium to $879 per month. That’s 36% even with common core arithmetic.

It’s bad on Medicare, too. A 71 year-old woman in Vermont with a United Health Care Medicare Advantage plan paid $0 per month last year. UHC will raise her 2015 premium to $43 per month. That’s a gazillion%. A 66 year-old man in Vermont with a Blue Cross Medigap “Plan F” paid $140.70 per month last year. Blue Cross will raise his 2015 premium to $155 per month. That’s “only” 10%.

By jeezum, the Federal Bureau of Living Management says the cost-of-living has risen just 1.7%. Have any of the MSM nightly news broadcasts reported how wrong that one is?

Dammit. Jonathan Gruber was right.

ObamaDon’tCare had the chance to fix all this. We had hope. He promised change. He really could have changed the health care system. Instead, We the Overtaxed People got the Unaffordable Care Act. Some Americans voted for this. Some Americans approved this. And now all Americans are paying for it.