Monthly Archives: February 2011

Exchange?

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Jody Beauregard is a sweet, gentle man who has worked on Tom Ripley’s garbage truck for a decade or so. Before that, he schlepped shingles up ladders for Dean Russell when Dino still had his business in North Puffin.

Providence smiled on Jody three years ago. He scored an indoor job with dental insurance and regular hours. First time he had ever worked 40 hours per week and with a building contractor, so he got to see the “comfortable” end of the construction business.

Until the comfortable got dissed in the meltdown. The contractor laid him off a year later, on his 65th birthday.

Jody didn’t mind too awful bad. He was collecting Unemployment and had enough quarters in to retire. He likes to take off every fall to hunt anyway and expects to put up enough meat to last him through the year then but retirement, ah retirement, would let him feel more relaxed at deer camp.

Or not.

Jody collected about $280/week in UI but he also qualified for $1,286/month net in Social Security. And, of course, he qualified for Medicare. He signed up for Part B. He was in double dipper’s clover. Until Unemployment ran out. And the Unemployment extension ran out. And the extended Unemployment extension ran out.

Early last year, the Great State of Vermont decided to “give” him some medical coverage and to pay his Part B Medicare insurance premium. He was in pig heaven. I’m a pretty fair reporter but I still don’t know how he got on Vermont’s Health Access Plan (VHAP) list or what the requirements are.

It’s an elegant, enchanting, thought-provoking system. In August, September, and October of last year, for example, Social Security charged Jody nothing for his Part B coverage. He was still receiving Unemployment compensation during those months. In November, Social Security deducted the Part B premium from his check. He has received no Unemployment payments that month or since. In December, Vermont paid the Part B premium. In January and February Social Security deducted the Part B premium again but some time last year, he got an unexplained $142 extra deposit from Social Security. Confused yet? I am. The premium Jody pays Vermont has also bounced around, month-by-month, between $15 and $50 per month with no explanation.

A Vermont minion told Jody that the reason the state is not paying his premium anymore is that he “makes too much money.” And yet, his unemployment ended in October and his Social Security check — his only income — is unchanged for the third year in a row. No COLA, doncha know.

They have yet to send statements or bills to him. He has asked for but never received an Explanation of Coverage so he has no idea what the $15 (or $50) he pays each month buys him. Vermont has an sensational online presence but no account Jody can log in to, so he has never known how much the premium for the medical coverage they give him is. “I’m pretty sure it is the Plan B I signed up for plus prescription coverage,” he told me. Sheesh.

The Vermont rep told him he makes too much money but still won’t tell him what poke he gets for his pig.

These are the very people who want to run our car manufacturers (and other businesses) and our statewide health care system.

Gov. Peter Shumlin wants to set up a Health Insurance Exchange. In exchange for what?

“Exchange” as a verb usually means to trade someone one something for a different something else that person has or to replace (perhaps defective) merchandise with its working equivalent. As a noun, we say it is that same something that was given or received as a substitute for something else. Sometimes an exchange is a place, like the Stock Exchange, for buying and selling commodities or securities. That kind of exchange is typically open only to members.

Vermont lawmakers got their first thorough look at the guv’s plans for his beloved single-payer health care system last week. Mr. Shumlin plans to start this year by setting up the same state health insurance exchange the constitutionally-challenged Obamacare calls for.

Mr. Shumlin wants more. His state health insurance exchange will help drive the last commercial insurers out of Vermont and serve as his springboard to moving the state to a single-payer system in micro-steps. This year, he will create a new Vermont Health Reform Board not to control health system costs but rather to dictate how much the state will pay providers for services.

The administration will not unveil its financing plan for the new system until 2013, two years after the system is in place.

Perhaps one year after Mr. Shumlin is no longer in place.

“It’ll be good, Mr. Dick,” Jody Beauregard told me. “I can exchange my plan for something even better.”

Uh huh.

Remember Jody’s experience. Guess who made his life so easy? Happy Valentine’s Day, Jody.

Premte Peeves

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Dick Rudell, the (minority) Florida Keys’ Mosquito Control commissioner who fought for years to lower expenses and bring financial accountability to the board, died last week. There’s no shortage of people queuing up to replace him. I am not one of them. At least two of his November election opponents said they’ll likely apply for appointment.

Great. We elected the fiscal accountability guy and now the guys-we-voted-against all want their fingers in the pie without benefit of election.

Plowed!

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I figure I can drive anything with wheels. The Great White Fleet right now includes a (white) pickup and an 18′ flatbed trailer, the (topless) (white) car, a more traditional (white) sedan, and a (mostly green) John Deere 2210 diesel tractor with a front end loader, mid-mount mower deck, and a 3-point snowblower. The bucket, mower, and blower are all 54″ which is a convenient width. I also have a five-foot brush hog and a five-foot swivel blade, but that’s another story. We’ve sold the race cars but in years past, I have manhandled a twin-stick Mack, lugged barrels and boats with a twin-boom fork, and shepherded race cars with and without fenders. Rufus is annoyed that I can tuck a trailer into a blind alley with 6 inches of clearance.

I’m still getting the hang of filling the tractor bucket, though. Dumping it is easy peasy but filling it while leaving nothing on the ground is still a trick.

I’ve had a chance to practice this past week.

Schools across the county had all cancelled Wednesday’s sessions before the 6 p.m. newscasts Tuesday evening as the biggest snowstorm of the season rollicked across Southern Vermont on its way to North Puffin. I had cleaned up all the open spaces just before dark so the drive was as ready as it could be. In fact, I even opened a new path to the woodshed as well.

I don’t have brine so I have to plow the old fashioned way: out in the elements, sitting high on my tractor, pushing and sometimes lifting the snow with the front end loader bucket.

Did I mention that I haz a tractor?

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“Plowing” with a bucket means pushing the snow ahead of the tractor with the bucket until you either (a) fill the bucket or (b) get to the end of the driveway. In either case, the technique at the end of the run is to lift the overflowing bucket of snow high onto a mountain of snow somewhere out of the way and deposit same. Lather. Rinse. Repeat.

Did you remember my tractor has a snowblower?

Unfortunately, that snowblower is buried at the very back of the garage, behind all the materials for the new porch construction that were supposed to be out of the way (meaning back where they belong) by Fall.

I figured then it would be OK. After all, we don’t get many big snow falls and I didn’t blow any snow at all last year. Right? Right.

Ten inches of snow by the time I plowed the third time around 5 p.m on Wednesday. I measured another three inches at bedtime and it was still snowing lightly, small, sparkly flakes. The land is really quite pretty. Weather radar shows the majority of the storm had passed us by then.

SIXTEEN INCHES.

Lordy Lordy™

And it could have been worse.

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My running total, with the Wednesday night-Thursday morning’s four inches, was just 14 inches total but the undisturbed, undrifted roof of the Mercedes told the real story on the yardstick. 16 inches. Shoveled the walk. Dragged a shovel’s width out from the south door of the porch portico so that door can open if need be. I have plowed and plowed and plowed and plowed. I moved all the new snow out of the driveway and then cleaned up the edges. I also opened up the walkway we use to get to the woodshed but still needed to plow up to the barn.

On Friday, I plowed the new snow, neatened up everywhere, opened up the woodshed again and the dooryard and made a path to the barn. Even ran the Camaro for a while to circulate the juices and charge the battery. On Saturday, I made another little path so we could get to the pile of locust since that particular wood was running low in the woodshed. I like it for overnight burns.

And then it started snowing again. Overnight.

Recall that plowing really means pushing and lifting. That’s easy when the snow is two or three inches deep because it takes most of the driveway to fill the bucket. Plow down, lift, dump. Plow back, lift, dump. Much more than that couple-three inches, though, and the lifting/dumping cycle happens with greater frequency.

I plowed Sunday in sunshine. And plowed. And plowed. Eleven inches of fairly heavy, wet snow. I had to move a lot of it by the bucket full. The lift/dump cycle for eleven inches of fairly heavy, wet snow turns out to be every ten feet or so of driveway.

27 inches of snow is more than enough. And it looks like it’s about to start. Again.

I have absolutely used up every convenient place to put snow but one and that one, at the head of the driveway, is convenient only for the circle at the head of the driveway. It’s tough to bring snow all the way there from anywhere else.

And that was kind of the point.

I can drive anything with wheels but Anne has never had much reason to. Oh, she drives pickup trucks and station wagons and garden tractors but she isn’t very good at backing up a trailer and had no “heavy equipment” experience at all.

It did snow in December and January while I was out of state. I came back here to neat piles of snow where there should be piles and no snow where there shouldn’t. The sight lines at the road were clear. And there was plenty of room for the next storm and the next. She had mastered the plow/lift/dump cycle beautifully and she did it on her own.

I wonder …